Extension of Limitations on Debt Collection Actions Coming!

The 2021 Legislative Session is here!  On January 13, 2021, the Colorado Legislature gaveled into session.  While the Legislature intends only to swear in new legislators and handle emergency legislation at this point, and then recess until February 16th (at the earliest), there is already 

Polis Signs Bill Limiting “Extraordinary Collection Actions” Through November 1, 2020

Yesterday, June 29, 2020, Governor Polis signed into law SB20-211, a bill concerning limitations on certain debt collection actions.  This bill was fast-tracked when the legislature reconvened.    The legislature declared in the language of the bill that the COVID-19 epidemic has the potential to 

Call to Action – We need your help now!

Call to Action – We need your help now!

Members of our Community Association industry – we need your help now! There’s a link to the Call to Action at the end of this blog if you want to skip there – but the meat of it is important too. I hope you read on.

We are living in unprecedented times. Incomes of many homeowners (inevitably in our communities due to the scale of the impact of this pandemic) have been significantly reduced and/or eliminated. Many clients have asked, “what should we be doing about delinquencies in our communities?” My advice right now, in this time of uncertainty is for Boards to consider the hardships that their residents may be experiencing and to be willing to work with residents to ensure that homeowners and our associations are both able to meet their needs to support their families and communities. What does this mean? It may mean, agreeing to a waiver of late fees/interest if requested from owners on accounts. It may also mean allowing a longer payment plan that is required or generally allowed. It also means continuing to file liens to ensure that the Association’s interests are protected and following your Association’s policies regarding collections.

The Community Association Institute (CAI) recently released a position statement regarding pursuing foreclosures during this pandemic, which follows the same guidelines as laid out above. It does recommend a moratorium on foreclosures for the next (at least) 60 days (which I absolutely agree with as foreclosing at this time on any delinquent owner would be a PR nightmare).

In summary, we have to remember that many people are having to make hard choices on which bills to pay. We also have to remember that associations are non-profit corporations with Boards that have a fiduciary duty to protect, preserve, and enhance the property values in the community. Part of that is ensuring that the governing documents for the association are followed, and to determine on a case by case basis waivers for members of your community. In sum, keep on keeping on – and do so with compassion.

All that being said – we have a CALL TO ACTION – the financial health of your Association relies on it. There is currently a proposal for a Nationwide Debt Collection Moratorium which would prohibit all debt collection activities while the COVID-19 national emergency is effective and for 120 days after. CAI National has put together an easy way to contact your elected officials to oppose this legislation. Your help is needed and you can learn more (and craft your letter to your elected officials) here.

Stay well, folks.

Governer Polis VETOES Manager Licensing Bill

HB 1212, the bill introduced to Recreate Homeowners’ Association Community Manager Licensing was vetoed by Governor Polis late Friday night. Because of this action, the Community Manager Licensing program will no longer exist as of June 30, 2019. Governor Polis stated in his veto letter that “Our 

Update Regarding Community Association Manager Licensing

HB 1212, the bill introduced to Recreate Homeowners’ Association Community Manager Licensing passed on Friday, May 3, 2019. It is currently awaiting the governor’s signature. The governor has thirty (30) days to sign the bill. If the governor takes no action , the legislation will become law 

Xeriscaping Bill Sent to Governor


HB-1050 has passed both the House and the Senate and has been sent to the Governor for signature.

The bill prevents a homeowners association from prohibiting the use of drought-tolerant landscaping in common areas of a covenant controlled community.

Under current law, a homeowners association cannot prohibit an individual property owner from employing the use of xeriscape or drought-tolerant landscaping.  This bill extends this same policy to common areas under the control of the homeowners association’s board.

This bill will take effect upon signature of the Governor, or upon becoming law without his signature. For more information about how a bill becomes a law, check out our article How a Bill Becomes a Law. To keep up to date with the bills currently funneling through our legislative process, check out our chart on the 2019 Legislation.

Manager Licensing Bill Has Now Been Introduced!

Manager Licensing Bill Has Now Been Introduced!

We knew it was coming and on February 25, 2019, HB 1212, which would reinstate Community Manager licensing, was introduced in the House. As you will recall, last year, the bill to extend manager licensing was defeated. As of right now, if no legislative action 

Wage Garnishment Bill Introduced

On February 19, 2019, a bill which would significantly affect a creditor’s ability to collect through wage garnishments was introduced in the House. Under current law, the amount of an individual’s disposable earnings subject to garnishment is (in general) 25% of the individual’s disposable earnings 

Phones Back Online

Thanks so much for your patience while our phones were down. We are back online at this time.

Technical Difficulties – Phones Down

We are experiencing issues with our phones and they are down at the moment.  We are working diligently to fix the issue so that we can be back in touch.  In the meantime, you can reach us at  Thank you and have a great